**Last updated: August 24, 2026**
This Privacy Policy explains how Wilk Industries LLC ("Company," "we," "us," or "our") collects, uses, and protects information in connection with PayFly (the "Service"). By using the Service, you agree to the practices described in this policy.
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## 1. Information We Collect
We collect the following types of information:
- **Account Information:** Your name, email address, phone number, and business details when you register.
- **Invoice Data:** Invoice numbers, line items, amounts, due dates, and descriptions you create using the Service.
- **Client Information:** Your clients' names and email addresses when you send payment links.
- **Payment Information:** Payment amounts and transaction status. **We do not collect, store, or transmit card numbers, bank account details, or other sensitive financial information.** All such data is collected and stored by Stripe.
- **Usage Data:** Information about how you interact with the Service, including IP address, browser type, and device information.
- **Stripe Data:** Limited metadata from Stripe, such as transaction status and timestamps, accessed via Stripe's API.
## 2. How We Use Your Information
We use the information we collect to:
- (a) Provide, maintain, and improve the Service;
- (b) Process and track invoices and payment links;
- (c) Communicate with you about your account and the Service;
- (d) Detect, prevent, and address fraud, abuse, and security issues;
- (e) Comply with legal obligations;
- (f) Provide customer support.
## 3. How Stripe Handles Payment Data
Payment processing on the Service is handled entirely by Stripe. When your client pays an invoice:
- (a) The client is redirected to Stripe's secure payment page;
- (b) Stripe collects and processes the card details and payment information;
- (c) We never see, store, or transmit card numbers, CVV codes, or bank account details;
- (d) Stripe's Privacy Policy governs the handling of all payment data. You can review Stripe's privacy practices at stripe.com/privacy.
We receive only a confirmation of payment status (paid, pending, failed) and the transaction amount from Stripe via its API.
## 4. Data Sharing
We do not sell your personal information. We may share data with:
- **Stripe:** Necessary for payment processing under Stripe's terms.
- **Service Providers:** Third parties that assist us in operating the Service, such as hosting providers and analytics tools, under appropriate data protection agreements.
- **Legal Authorities:** When required by law, court order, or to protect our rights and safety.
## 5. Data Retention
We retain your account information for as long as your account is active. Invoice data and transaction records are retained for the period required by applicable tax and legal regulations, or for up to seven (7) years after account closure, whichever is longer. You may request deletion of your data subject to legal retention requirements.
## 6. Data Security
We implement industry-standard security measures to protect your data, including encryption in transit and at rest. However, no system is perfectly secure. We rely on Stripe's security infrastructure for all payment-related data. We are not responsible for security breaches at Stripe or any third-party provider beyond our control.
## 7. Your Rights
You have the right to:
- (a) Access the personal information we hold about you;
- (b) Request correction of inaccurate information;
- (c) Request deletion of your data, subject to legal retention requirements;
- (d) Opt out of marketing communications;
- (e) Export your invoice and account data.
To exercise these rights, contact us at hello@payfly.co.
## 8. Cookies and Tracking
We use cookies and similar technologies to operate and improve the Service. You can control cookies through your browser settings. Disabling cookies may affect some features of the Service.
## 9. Children's Privacy
The Service is not directed to anyone under 18. We do not knowingly collect information from children under 18.
## 10. Third-Party Links
The Service may contain links to third-party websites, including Stripe. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.
## 11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes. The "Last updated" date at the top reflects the most recent revision.
## 12. Contact
If you have questions about this Privacy Policy, contact us at:
**Wilk Industries LLC**
Email: hello@payfly.co